Welcome to B.C.B.S. CREDIT UNION, INC.

"People Helping People"  


Go Green...

eStatements are here! Go to online banking - self service tab - Click on eStatement to enroll.


Direct Deposit...

Any regularly recurring check (pension, payroll, security etc.) can be deposited directly into your savings or checking account.



Click here to view our current rates/fees.


Payroll Deduction...

An easy and convenient way to save. Savings and loan payments can automatically be deducted from your payroll check and credited to your accounts.


Automated Teller Machine Service...

B.C.B.S. Credit Union is a member of the Alliance One Surcharge-Free ATM network. When you need cash, be sure to look for ATMs with the Alliance One logo because you won't have to pay a surcharge. For a complete list of locations, log on to www.atmallianceone.org


MasterMoney Debit Card...

It's accepted Worldwide where ever you see the MasterCare logo. Use it to pay for purchases or the get cash at ATMs and the amount will automatically be deducted from your Credit Union share draft checking account. The card lets you access your checking account without taking the time to write a check or hassle with identification. It eliminates the inconvenience of the carrying a checkbook or cash.


Money Orders...

Available in any amount up to $1,000.


Free Notary Service...


Financial Counseling...

Anyone in your family related by blood or marriage can take advantage of the many services the Credit Union offers. Once you are a member you will always be a member even if you change jobs or professions. As long as you remain a member in good standing you can maintain your Credit Union membership.

All funds in your Credit Union are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.

With Home Financial Services your credit union is open 24 hours a day, seven days a week. And if you're out of state or even out of the country when a money problem arises, you can log on instantly online and take care of business. You can check balances, view histories for deposits, withdrawals and check clearings, and transfer funds to other accounts. You can manage your credit union account from our secure site.

BCBS Credit Union offers 3 types of personal checking accounts to meet your needs.

Interest + Checking requires a $500 minimum balance, but has no monthly service fee (unless your balance falls below $500 during the month), and offers 'Overdraft Protection'. We offer a debit card at no charge. Interest is posted monthly to your account.

Value Checking Debit Card only, Service charge free, requires no minimum balance

Premier Checking requires no minimum balance, has a $10 monthly service fee and offers 'Overdraft Protection'. We offer a debit card at no charge.

Our Savings (share) accounts offer competitive rates and dividends are paid quarterly. You make deposits and transfers by mail, by telephone, by payroll deduction or in person.

Secure your loan with deposit funds. You'll enjoy a lower interest rate on your loan while continuing to earn competitive dividends on your accounts. Rates for Share Secured Loans are among our lowest consumer lending rates. Borrow up to the amount on deposit (less $5 minimum deposit) in your Regular Share account with up to 60 months to repay.

BCBS Credit Union is the place to finance your next new or used auto! You could virtually put little to no money down and get the car you've always wanted. Choose from a variety of loan terms up to 60 months and enjoy monthly payments that fit your budget. Finance up to 100% of MSRP for new vehicles of NADA for used models.

With the mortgage rates increasing, many people don't want to refinance their first mortgage, becasue their current mortgage rate is so low. Rather than increase your first mortgage rate, BCBS Credit Union will help you get the cash you need with a second mortgage.

Signature Loans with no collateral are available for planned and unexpected spending. Our Signature Loan is ideal for unexpected expenses. Borrow up to $7,500* with up to 60 months to repay. Loans are available for vacation, bill consolidation, taxes, medical expenses, etc.
* Subject to qualified borrowers.